In 2026, investing has never been easier thanks to modern investing apps that help beginners grow wealth without needing a financial advisor. These platforms make it simple to buy stocks, ETFs, and cryptocurrencies, automate your savings, and track your financial goals — all from your phone. With low fees, educational resources, and intuitive dashboards, today’s best investing apps empower anyone to start building a portfolio confidently.
If you’re new to investing and want tools that are easy to use, secure, and beginner-friendly, here are the Top 5 Investing Apps for Beginners in the USA 2026 that can help you make smart financial moves this year.
5. Webull – A Simple Investing App with Zero Commission
Webull is one of the most popular investing apps among U.S. beginners who want to trade without paying fees. It allows you to invest in stocks, ETFs, and options, all with a clean, easy-to-understand interface. The app also offers paper trading, which lets new investors practice buying and selling with virtual money before using real cash.
Webull provides detailed market insights, charts, and news updates, making it ideal for users who want to learn and invest at the same time. It also offers free stock rewards when you open an account, which is a nice bonus for first-time investors.
Why beginners like it: Commission-free trades, educational tools, and a clean mobile design make Webull one of the most beginner-friendly investing apps in 2026.
4. Public – A Social Investing App for Beginners in the USA
Public is a modern investing app that combines simplicity with social learning, making it perfect for beginners who want to start investing confidently. Unlike traditional platforms, Public turns investing into a community experience by allowing users to follow other investors, view their portfolios, and share insights about stocks and market trends. This social feature helps beginners understand real-world strategies and build better investing habits.
The app allows users to invest in stocks, ETFs, and even alternative assets like crypto, art, and collectibles — all from a single account. It offers fractional investing, so you can start with as little as one dollar and still own shares of large companies like Apple or Tesla. Public also provides market news, educational tools, and expert commentary, helping users make informed decisions.
Public has eliminated payment-for-order-flow practices, meaning it routes trades transparently for better pricing. This makes it not only an easy-to-use investing app but also one that values investor trust.
Why beginners love it: Public gives you the freedom to invest, learn, and connect all in one place. It’s an excellent investing app for anyone who wants to grow wealth while learning directly from a supportive investing community.
3. M1 Finance – A Powerful Investing App for Wealth Building in the USA
M1 Finance is a popular investing app and financial platform that helps beginners and experienced investors grow wealth in one place. It combines investing, cash management, and automated financial planning into a single app that is easy to use for anyone starting their investment journey. Users can invest in thousands of stocks and exchange-traded funds (ETFs) with fractional shares and automatic rebalancing so portfolios stay aligned with goals without constant monitoring.
With M1 Finance, you can also open retirement accounts like Traditional IRA, Roth IRA, and SEP IRA, as well as high-yield cash accounts that earn competitive interest rates. The app’s “Pie” investing structure lets you build custom portfolios with multiple assets tailored to your financial objectives and risk tolerance.
2. Fidelity Investments – Trusted and Beginner-Friendly
Fidelity has been a trusted name in investing for eras, and its mobile app brings professional-level tools to beginners for free. It combines a strong character with a beginner-friendly platform that offers research tools, real-time quotes, and zero-commission trading.
Unlike some newer apps, Fidelity also provides access to mutual funds, IRAs, and retirement planning — making it a great choice for users who want to build a long-term investment strategy. The app is designed to educate beginners with tutorials, articles, and videos about investing basics.
Why beginners like it: Fidelity offers the reliability of a major financial institution with the simplicity of a modern investing app. It’s ideal for users who want to start small but think long-term.
You May Also Like This: 10 Best free AI Websites to Make Money Online in 2026
1. SoFi Invest – The All-in-One Investing App for Beginners
SoFi Invest ranks first among the best investing apps for beginners in the USA in 2026. It combines easiness, automation, and free financial advice into one easy platform. With SoFi, you can invest in stocks, ETFs, and crypto, or even let the app manage your money automatically through its robo-advisor feature.
SoFi stands out for its user experience, educational support, and extra perks like free financial planning and cash rewards. It also integrates other SoFi services such as loans, banking, and credit cards — making it a full financial ecosystem for beginners who want everything in one place.
Why beginners like this investing app: SoFi Invest provides a smooth experience, zero commissions, and professional guidance — making it the most complete and user-friendly investing app for newcomers in 2026.
More Stories
10 Side Hustles to Make $1,000 Per Month
10 Best Credit Cards for Rewards and Cashback in USA
5 Mobile Games That Pay You in Crypto